Basically, there are three common venues of investment besides Time Deposits in a bank. Firstly, buying stocks in full payment, secondly buying products in the form of commodities where you only need to pay partial payment such as currency, gold, silver, petroleum or agricultural products, and thirdly, buy valuables like gold bars, gold coins or ornaments, or even diamonds and keeping them in a safe.
The third method should be for pensioners or senior citizens who want to keep their assets for life and wait for the value to increase gradually. The second requires you to pay part of the payment or what we usually call a “margin”. It is quite interesting that by using the leverage system, investors can use only part of the capital to buy products 20 times greater in price value. Therefore, for a product worth $100, you only need to pay $5 for trading and the profit and loss is the same as that of $100. It is very flexible, but both the profit and loss are enlarged 20 times more, and risk is also increased by 20 times, which is surely not advised if you’re a beginner. However, they are incredibly beneficial for corporate investors or people who have had abundant experience and have gone through various struggles already. The advantages of the first choice (stocks) is that there are 2,800 listed companies in the New York Stock Exchange and 3,300 in NASDAQ. If you can choose the right stock you will be very happy, not just earning money, but is confirmation of your insight. Meanwhile, investing in US stocks requires broader insight than local stocks. Everything under the sun has an effect on the US stock market, and all global markets are affected by US stocks, whether it is currency, agricultural products, petroleum or precious metals.